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Buy SoFi Stock Because $25 Is Around the Corner, Says Morgan Stanley

The hardest part of consumer finance, according to Morgan Stanley’s Betsy Graseck, is lending. Outlining the bullish case for SoFi Technologies (SOFI), the company being a specialist in this specific segment is a major differentiator. “SoFi is unique,” says Graseck. “It is a challenger consumer finance company that is leading with lending; specifically refinancing a high yield student loan into a lower rate.” Lending is particularly difficult as it requires understanding of credit and demands a

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